Designing a New N1E we are top real estate experts. Call us: 804-694-3113.

Request Our Free Relocation Package!
Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
Find Out More >
View All Offers >

"Your advice was invaluable"
"I was very pleased with the service I received."
N. Miller
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Southern Trade Realty is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Gloucester, Middlesex and Mathews >

Coming Soon
Find Out More >

Welcome > Agent Info > Testimonials ...

"My agent was wonderful"

"My agent was wonderful. He was a very big help and really made me understand waht was going on as a first time home buyer. Thanks, Edwin"

M. Ruffin

View All Testimonials >

Tell us how We're doing!

You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	About Your Home
Your Preferred Selling Price?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

School Reports in Gloucester, Middlesex and Mathews, Virginia

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Virginia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Gloucester, Middlesex and Mathews

First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What are the three most common environmental toxins for which homes are tested?
A	Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
See More Real Estate Trivia >

Southern Trade Realty, REALTOR®, real estate agent and broker for Gloucester, Middlesex and Mathews, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Principal Broker
Southern Trade Realty, Inc.
7824 Ware Neck Road
Gloucester, VA 23061
Office:: 804-694-3113
Fax: 804-694-8223
Cell:: 804-815-1912
shannonfrench@NUMBER1EXPERT.com
" Teamwork is our Trade, Discover the Real Estate Co. of the Future."

www.shannonfrench.com is brought to you by Southern Trade Realty
NUMBER1EXPERT™ in real estate for Gloucester, Middlesex and Mathews, Virginia, waterfront, single family home

Read Southern Trade Realty's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge